EMPOWERING YOUR FINANCIAL FUTURE
Monetu Finance is a leading microlending institution in Namibia, dedicated to providing modern, customer-driven financial solutions. With a focus on innovation and accessibility, Monetu empowers clients nationwide to manage their finances with ease – reinforcing its role as a trusted partner in Namibia’s economic development.
How may we contact you?
REPAYMENT OPTIONS
At Monetu Finance, we make lending simple, affordable, and flexible — so you can focus on what really matters.
We offer both short-term and long-term loans to suit your needs:
Short-term loans: 1 to 5 months, with a once-off interest of 18.5% on the principal amount
Long-term loans: 12 to 60 months, with interest at twice the prime rate, in line with Namibia’s Microlending Regulations
What You’ll Need to Apply
Getting started is easy! Just have the following documents ready:
- Proof of identity (Namibian ID or passport)
- Proof of address (such as a municipal bill or lease agreement)
- Proof of income (like a recent payslip)
Once we have your documents, our friendly team will guide you through the rest — making sure your loan application is quick and hassle-free.
Fraud Hotline:
+264 61 275 4320/275 4321
Apply today
Getting started with Monetu Finance is quick and easy!
- Download and complete the application form.
- Submit your completed form — once received, you’ll be issued a reference number.
Please note that receiving a reference number does not mean your loan is approved.
Your application will go through our credit assessment process to ensure it meets our lending requirements.
Once your loan is approved, you’ll receive an SMS notification confirming the good news!
If you prefer not to apply online, you can print the form using the links below and email the completed application along with a copy of your ID and latest payslip to customercare@monetu.com.na
WHO QUALIFIES?
Monetu Finance provides financing to individuals who meet the following criteria:
- Permanently employed by the government or by a company with an agreement with Monetu Finance
- Individuals with a clear credit record (not listed on the TransUnion National Database – ITC)
Financing is available for personal goals, financial needs, or IOL courses
Financial Guidelines
Everyone’s financial situation is unique, so a one-size-fits-all approach rarely works. However, there are some general guidelines that can help you make informed decisions and track your progress toward your financial goals.
Before entering into any financial agreement, consider the following, and always read the entire contract carefully. Make sure all information is accurate and that you fully understand the terms. If any part of the contract is unclear or in a language you don’t understand, ask for an explanation in a language you are comfortable with.
- Loan amount and coverage: Is the amount correct? Does the cover or benefit meet your needs — or is it too little or too much?
- Other charges: Do you understand what additional fees may apply?
- Interest rate: Do you know how the interest is calculated?
- Repayment terms: When and how will the loan be repaid?
- Penalties: Are there late fees or other penalties you should be aware of?
Remember, once a contract is signed, it is difficult to make changes. Your signature confirms that you understand and agree to the terms and conditions of the agreement. Always take the time to read and ask questions before signing.
Answers to Your Questions
How can I apply for a loan?
You can apply in person at our offices in Windhoek or Ongwediva, or contact our call center at 061-270 9300 for assistance.
Can I consolidate my existing loan into a new loan?
Yes! We can help you consolidate your loans. Please get in touch with our offices at 061-270 9300 for guidance.
How do I know if I qualify for a loan?
To qualify, you must be permanently employed by the government or by a company that has an agreement with Monetu Finance. Approval is also subject to your affordability and credit record.
What is the term of the loan?
Monthly repayment term will be available based on the loan amount and customer income ranging from 6 to 60 months
Can I get a loan to study at different institutions?
Yes you can get a loan to study at a different institution.
Location
2 Keller Street Windhoek
Tel: 061 270 9300
PO Box: 11363 Windhoek, Namibia